Can a Notary Help with Loan Modification? Yes—Here’s How to Avoid the Paperwork Pitfalls That Could Cost You Your Home

You’re trying to keep your home. You’ve done the hard part—called the lender, shared your hardship, gathered the paperwork. But now they’re telling you: “Just get it notarized and send it back.” Easy, right?

Not always.

One missed signature. One missing stamp. One forgotten witness. That’s all it takes to delay your modification or worse—get denied.

I’m Kerrie from Signature Move Notary Services in Indianapolis, and I’ve helped dozens of families avoid exactly that kind of nightmare.

Let me break it down real quick.

Why Loan Modifications Usually Need a Notary

When you apply for a loan modification, your lender often sends you documents like:

• Hardship Affidavits

• Trial Payment Plan Agreements

• Principal Reduction Forms

• Consent to Release Financial Info

These are LEGAL documents. That means they often need to be notarized before they’re accepted.

Banks don’t play when it comes to timelines and proper paperwork. One error can restart the process or land your file in the rejection pile.

What Lenders Are Really Looking For

They want clean, complete, and correctly executed documents.

That means:

• Dates written in correctly

• Signatures matching ID

• No crossed-out sections

• Proper notarization (yup, that’s me)

• Optional: Witnesses if your document requires them (don’t assume it doesn’t)

I’ve had people call me in tears because they mailed back their loan mod packet without notarizing one page. The lender marked it "incomplete" and now they’re on a deadline to fix it—or risk foreclosure.

You don’t want that.

A Real-Life Story: Eastside Indy Mom Almost Lost Her Approval

One of my clients, a single mom on Indy’s east side, got her loan mod approved after months of back-and-forth. She mailed everything in but forgot to have one document notarized. Her lender marked her packet “incomplete.”

She called me in a panic.

I got her documents notarized that day, helped her overnight the corrected packet, and guess what?

Her loan mod went through.

That’s the power of showing up with the right notary at the right time.

Why Choose Me

At Signature Move Notary Services:

• I’m mobile. I come to you.

• I know what loan modification documents typically need.

• I bring witnesses if needed.

• I double-check everything before I leave.

• I offer same-day and after-hours appointments—because stress doesn’t work 9-5.

I treat your paperwork like it’s my home on the line.

Final Word

Loan modification is stressful enough. Let me take the document side off your plate.

Text or call me today: 317-438-3183. Just say “Loan Mod Help” and I’ll be on the way.

Let’s get it done right the first time.